WhatsApp Payments – How to send and receive money?
WhatsApp has recently launched its most awaited feature in the version 2.18.41 for Android users and 2.18.21 for iOS users. The payment option uses the UPI interface which is regulated by the Reserve Bank of India(RBI) through its payment subsidy NPCI. As of now as many as 72
banks are live on UPI.
What is WhatsApp Payment?
- WhatsApp payment is a peer to peer transfer system. Here there is no option to send money to any merchant rather to a person who is connected to WhatsApp using their cell number. Which in turn is connected to bank account and UPI. Therefore there is no need to enter VPA(Virtual Payment Address) or bank account number or IFSC code.
Prerequisite for WhatsApp payment:
- Both users should be using WhatsApp.
- Both users should be having latest version of WhatsApp in which UPI system is enabled.
- The WhatsApp number which you used to sign in WhatsApp should be same in the bank account details.
WhatsApp Payment Setup Procedure:
- Open Whatsapp
- Tap on three dots from top right corner
- Tap on the settings
- Below Notification option you will see "Payments" option, tap on it
- The next screen asks to select "Accept And Continue", tap on it
- Next tap on "Verify Via SMS"
- It will send an SMS and verify your identity
- Next you will see a list of UPI supported bank account names. It will show in a format where there will be bank name followed by last 4 digits of your bank account number
- In case you do have multiple accounts with same bank it will show multiple account numbers. Select the one which you would like to link with
- Now the App will show the Bank Account Number and its shows Setup is complete.
- Open chat with anyone to whom you want to send money.
- Tap on the "Clip" icon from bottom right.
- It will show "Payment" option. Tap on it.
- Now you can enter the amount and can also include personal message and send it(Provided the other user also has UPI setup done on WhatsApp)
- It will ask for 4 digit PIN number for verification.
- If everything entered is correct you will receive the acknowledgment from the bank via SMS.
You can also keep track of money sent and received from the Payment history option.
Do keep in mind that this option is still hasn't been enabled for most users.
If you find this article helpful or has already setup your UPI in WhatsApp and sent or received money please share your experience below.
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This raised philosophical arguments about the mind and the ethical consequences of creating artificial beings endowed with human-like intelligence; these issues have previously been explored by myth, fiction, and philosophy since antiquity. Computer scientists and philosophers have since suggested that AI may become an existential risk to humanity if its rational capacities are not steered towards beneficial goals. The term artificial intelligence has also been criticized for overhyping AI's true technological capabilities.
ReplyDeleteBut the development and use of the new technologies it brings are not without technical challenges and risks. AI can eliminate manual errors in data processing, analytics, assembly in manufacturing, and other tasks through automation and algorithms that follow the same processes every single time. AI can automate workflows and processes or work independently and autonomously from a human team.
1950 – Alan Turing, an English mathematician published “Computing Machinery and Intelligence” in which he proposed a test to determine if a machine has the ability to exhibit human behavior. A good amount of experience in programming languages like Java, or Python. Building an AI system is a careful process of reverse-engineering human traits and capabilities in a machine, and using its computational prowess to surpass what we are capable of.
The data fabric gives organizations of all sizes the ability to accelerate critical applications, gain data visibility, streamline data protection, and increase operational agility. Finally, there are also a variety of ethical implications around the use of AI in healthcare. Healthcare decisions have been made almost exclusively by humans in the past, and the use of smart machines to make or assist with them raises issues of accountability, transparency, permission and privacy. Similar factors are present for pathology and other digitally-oriented aspects of medicine. Because of them, we are unlikely to see substantial change in healthcare employment due to AI over the next 20 years or so. https://www.reviewengin.com/gpt-4-uncovered-revolutionizing-ai-changing-our-world/
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